Budget Help

  1. Key Concepts
  2. Getting Started
  3. Work with Accounts
  4. Work with Envelopes
  5. Work with Income
  6. Record Transactions
  7. Work with Transactions
  8. Calendar
  9. Investments
  10. Calculators
  11. Import/Export/Sync
  12. Reports/Statistics
  13. Preferences
 Related Key Concepts:
Cash
Check Register
Credit Cards
Savings Accounts

Handling Multiple Bank Accounts

When you setup a second bank account (Checkbook, Savings, or Credit Card) in Budget, the main window changes from the standard display. The main window will show your bank accounts in a scrollable list down the left side of the window with your envelopes to the right.

Main window multiple accounts screen shot

Note: See the "Envelopes with multiple bank accounts" section of the Envelopes in Budget topic for more information about how envelopes and bank accounts interact.

Recording Transactions

When creating transactions in Budget (check, deposit, etc.) each transaction window displays the bank account in the box at the top left. To change the bank account, click the small down arrow and use the pop up menu to select a bank account. You must have sufficient funds in a particular bank account to cover the amount of any withdrawal.

Choosing a bank account screen shot

Example: You have $500 in your "Mortgage" envelope from the First National Bank and $500 in your "Mortgage" envelope from your spouse's Crestar Bank; you can't write a check for $1000 to pay the mortgage. The reason is simple to understand if you think in real world terms. That is, from which bank would you really write the check?

Default information for new transactions are determined by the following rules. With no bank account selected on the main window, the last transaction's information for that transaction type would be used. If a bank account is selected on the main window, then the last transaction's information for that bank account and transaction type is used.

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