Standard transaction - Touch the Bank Account then touch the Envelope to show the envelopes then touch the envelope to show it's History.
Split transaction, account transfer, or credit card payment - Touch the Bank Account's blue button to show it's History.
Then touch the plus (+) button in the upper right corner.
Standard transaction - Touch the bank account and envelope to select them, then touch the "New Transaction" button.
Split transaction, account transfer, or credit card payment - Select the Bank Account, have no envelopes selected, then touch the "New Transaction" button.
Touch and hold any transaction in the history to create a new transaction based on the existing one. Helpful if you tend to repeat expenses. The transaction screen will open with the information filled in and set to todays date. Make any changes if necessary and touch "Save" to create the new transaction.
For standard bank accounts, if the account and/or envelope has no money in it the default transaction type is a deposit. For standard accounts with money, the default transaction type is either a check or debit based on the account settings. For credit card accounts, the default transaction type is a charge. You can set a different transaction type using the type picker. The types available to be used are based on the account type.
Bank Account
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Credit Card
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Select the transaction type
Enter who the transaction was paid to. Touch the blue arrow in the Paid To field to display the last 30 entries based on the current envelope and transaction type. Touch one to have it placed in the transactions Paid To field.
Enter an amount. Except for the Transfer type transaction all transactions can be split between envelopes. Touch the blue button next to the Amount field to split the transaction to multiple envelopes. If you select a Transfer type transaction and additional field will appear allowing you to select the destination envelope. Transfers do not have a Paid To Field.
Note: If you set an amount before you touch the blue arrow the split screen will allow you to "count down" showing you the amount remaining to be distributed to the envelopes. If the amount is zero when you touch the blue arrow the split screen will allow you to "count up" showing you the total as you enter amounts next to each envelope.
Enter the For/Memo field if desired. The default date of the transaction is today, use the date picker to choose a different date. You can also set whether the transaction has a reminder or is a tax item.
To transfer money between envelopes touch the account and then touch the envelope to be used as the source (From) envelope. For iPad touch the "New Transaction" button for iPhone touch the plus (+); button. In the New Transaction screen select "Transfer" as the transaction type and enter the destination (TO) envelope in the "To Envelope" field that appears at the bottom. To transfer money between accounts select the account and for iPad touch the "New Transaction" button with no envelopes selected, for iPhone touch the plus (+); button. In the New Transaction screen select "Account Transfer" as the transaction type and enter the destination (TO) account in the "To Account" field that appears at the bottom.
Note: In Budget Touch an account transfer is automatically created as two transactions: a debit in the "From" account and a deposit in the "To" account.
Balance the credit card account first. Then touch the blue arrow next to the account you want to use to pay the credit card bill, the account history will be displayed. For iPad touch the "New Transaction" button for iPhone touch the plus (+); button. Set the transaction type to "Account Transfer" and select the credit card account in the "To Account" field that appears at the bottom.
Touch the blue arrow next to the Paid To field to select a previous payee. Touch the blue arrow next to the amount field to display the amount to be paid for each envelope. The amounts will default to the current charges on your credit card bill if you balanced the account first. Set the check number for a check or set it to zero if you want a debit. When you click the "Save" button Budget Touch will transfer the required amounts from the checking account to the credit card account in each envelope and create the debit/check transaction in the checking account and the deposit (payment) transaction in the credit card account.
Note: Selecting a standard account as the destination account will create a standard account transfer.
If there is not enough money in an envelope to cover the amount of a standard transaction Budget Touch will prompt you to transfer the shortage from the Available envelope. You can either cancel the entire transaction, allow the transfer, or cancel just the transfer portion. If you allow the transfer Budget Touch will transfer the shortage from the Available envelope, create the original transaction and the resulting balance in the envelope will be zero. If you cancel the transfer Budget Touch will only create the original transaction and the resulting balance in the envelope will be negative.
You can suppress the Automatic Transfer From Available prompt in the Account Settings. If the Automatic Transfer From Available is suppressed you will not receive the prompt, the normal transaction will be created and the envelope will go negative.
For a split transaction, you will not be prompted about the Available envelope transfer. Budget Touch will use the Account setting to determine if a transfer from the Available envelope should be made for each envelope in the split.
The for and memo fields are not used by the Budget Touch program they are just saved and restored. You can set any text information you want in the fields to help identify the transaction. The only difference between the two fields is the "Memo" field will be printed on the check if you sync with the desktop version and print the transaction.
Touch a transaction in the History screen to bring up the transaction editing screen. Make any changes and touch "Save".
Swipe across the transaction in the history screen and then touch the "Delete" button.
Note: You can not delete a transaction once it has been synced with the desktop.